{"id":1482,"date":"2024-12-16T17:56:42","date_gmt":"2024-12-16T17:56:42","guid":{"rendered":"https:\/\/tyba.pe\/herramientas\/?page_id=1482"},"modified":"2026-06-03T16:20:34","modified_gmt":"2026-06-03T16:20:34","slug":"cal-invertir-para-la-universidad","status":"publish","type":"page","link":"https:\/\/tyba.pe\/herramientas\/cal-invertir-para-la-universidad\/","title":{"rendered":"Cal invertir para la Universidad"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1482\" class=\"elementor elementor-1482\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-166786af e-flex e-con-boxed e-con e-parent\" data-id=\"166786af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29c8a263 e-con-full e-flex e-con e-child\" data-id=\"29c8a263\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-e7ec683 e-con-full e-flex e-con e-child\" data-id=\"e7ec683\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7beef8d0 elementor-widget elementor-widget-heading\" data-id=\"7beef8d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Invierte para la universidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2af4a2a4 elementor-widget elementor-widget-text-editor\" data-id=\"2af4a2a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Planificar para la universidad es m\u00e1s que necesario; es estrat\u00e9gico. Con un ahorro inteligente desde ahora, puedes aprovechar el poder del inter\u00e9s compuesto y hacer que tus ahorros crezcan, asegurando una educaci\u00f3n<br \/>sin deudas.<\/p><p>No esperes m\u00e1s, empieza a ahorrar y garantizar el \u00e9xito acad\u00e9mico sin preocupaciones financieras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20924555 elementor-widget elementor-widget-button\" data-id=\"20924555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#calculadora\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calcular ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4280a4 elementor-widget elementor-widget-image\" data-id=\"4b4280a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"559\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-5-1024x716.png\" class=\"attachment-large size-large wp-image-1414\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-5-1024x716.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-5-300x210.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-5-768x537.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-5.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b90e34a e-flex e-con-boxed e-con e-parent\" data-id=\"2b90e34a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-767ef4d5 e-con-full e-flex e-con e-child\" data-id=\"767ef4d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71ab389a elementor-widget elementor-widget-image\" data-id=\"71ab389a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"559\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-3-1024x716.png\" class=\"attachment-large size-large wp-image-1416\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-3-1024x716.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-3-300x210.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-3-768x537.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/Image-3.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6292b3b9 e-con-full e-flex e-con e-child\" data-id=\"6292b3b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62c6eb88 elementor-widget elementor-widget-heading\" data-id=\"62c6eb88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Planifica los costos de la carrera universitaria de tu inter\u00e9s <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8c8009 elementor-widget elementor-widget-text-editor\" data-id=\"2a8c8009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPara los costos de la carrera universitaria es crucial la planificaci\u00f3n para evitar sorpresas financieras. Crear un fondo de educaci\u00f3n universitaria y hacerlo crecer mediante inversiones inteligentes es una estrategia efectiva. Esta planificaci\u00f3n no solo te permite enfrentar los costos universitarios con confianza, sino que tambi\u00e9n garantiza una trayectoria acad\u00e9mica sin deudas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14732b1c e-flex e-con-boxed e-con e-parent\" data-id=\"14732b1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dceea9a elementor-widget elementor-widget-heading\" data-id=\"4dceea9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfComo invertir en tyba para una carrera universitaria?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b335ce9 elementor-widget elementor-widget-text-editor\" data-id=\"1b335ce9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Invertir en tyba para financiar tu carrera universitaria es una opci\u00f3n accesible y eficaz para hacer crecer tus ahorros de manera estrat\u00e9gica. <br \/>Aqui te explico c\u00f3mo puedes hacerlo:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19091fd2 e-con-full e-flex e-con e-child\" data-id=\"19091fd2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2e4fa807 e-con-full e-flex e-con e-child\" data-id=\"2e4fa807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26dbfebc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"26dbfebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewBox=\"0 0 50 50\" fill=\"none\"><path d=\"M0 25C0 11.1929 11.1929 0 25 0C38.8071 0 50 11.1929 50 25C50 38.8071 38.8071 50 25 50C11.1929 50 0 38.8071 0 25Z\" fill=\"#2E71E5\"><\/path><path d=\"M28.0923 14.6364V35H24.4034V18.2259H24.2841L19.5213 21.2685V17.8878L24.5824 14.6364H28.0923Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3dfbb4 elementor-widget elementor-widget-text-editor\" data-id=\"b3dfbb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ingresa el costo del semestre de tu carrera<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d10b8f4 e-con-full e-flex e-con e-child\" data-id=\"2d10b8f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59d38b1 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"59d38b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewBox=\"0 0 50 50\" fill=\"none\"><path d=\"M0 25C0 11.1929 11.1929 0 25 0C38.8071 0 50 11.1929 50 25C50 38.8071 38.8071 50 25 50C11.1929 50 0 38.8071 0 25Z\" fill=\"#2E71E5\"><\/path><path d=\"M17.8097 35V32.3352L24.8793 25.4048C25.5554 24.7221 26.1188 24.1155 26.5696 23.5852C27.0204 23.0549 27.3584 22.5412 27.5838 22.044C27.8092 21.5469 27.9219 21.0166 27.9219 20.4531C27.9219 19.8101 27.776 19.2599 27.4844 18.8026C27.1927 18.3385 26.7917 17.9806 26.2812 17.7287C25.7708 17.4768 25.1908 17.3509 24.5412 17.3509C23.8717 17.3509 23.285 17.4901 22.7812 17.7685C22.2775 18.0402 21.8864 18.428 21.608 18.9318C21.3362 19.4356 21.2003 20.0355 21.2003 20.7315H17.6903C17.6903 19.4389 17.9853 18.3153 18.5753 17.3608C19.1652 16.4062 19.9773 15.6671 21.0114 15.1435C22.0521 14.6198 23.2453 14.358 24.5909 14.358C25.9564 14.358 27.1563 14.6132 28.1903 15.1236C29.2244 15.634 30.0265 16.3333 30.5966 17.2216C31.1733 18.1098 31.4616 19.1241 31.4616 20.2642C31.4616 21.0265 31.3158 21.7756 31.0241 22.5114C30.7325 23.2472 30.2188 24.0625 29.483 24.9574C28.7538 25.8523 27.7296 26.9361 26.4105 28.2088L22.9006 31.7784V31.9176H31.7699V35H17.8097Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-400b2d4f elementor-widget elementor-widget-text-editor\" data-id=\"400b2d4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ingresa la cantidad de semestres que tiene tu carrera<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-792207cb e-con-full e-flex e-con e-child\" data-id=\"792207cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a03145a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1a03145a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewBox=\"0 0 50 50\" fill=\"none\"><path d=\"M0 25C0 11.1929 11.1929 0 25 0C38.8071 0 50 11.1929 50 25C50 38.8071 38.8071 50 25 50C11.1929 50 0 38.8071 0 25Z\" fill=\"#2E71E5\"><\/path><path d=\"M24.6179 35.2784C23.1861 35.2784 21.9134 35.0331 20.7997 34.5426C19.6927 34.0521 18.8177 33.3693 18.1747 32.4943C17.5317 31.6193 17.1903 30.6084 17.1506 29.4616H20.8892C20.9223 30.0118 21.1046 30.4924 21.4361 30.9034C21.7675 31.3078 22.2083 31.6226 22.7585 31.848C23.3087 32.0734 23.9252 32.1861 24.608 32.1861C25.3371 32.1861 25.9834 32.0601 26.5469 31.8082C27.1103 31.5497 27.5511 31.1918 27.8693 30.7344C28.1875 30.277 28.3433 29.75 28.3366 29.1534C28.3433 28.5369 28.1842 27.9934 27.8594 27.5227C27.5346 27.0521 27.0639 26.6842 26.4474 26.419C25.8376 26.1539 25.1018 26.0213 24.2401 26.0213H22.4403V23.1776H24.2401C24.9493 23.1776 25.5691 23.0549 26.0994 22.8097C26.6364 22.5644 27.0573 22.2197 27.3622 21.7756C27.6671 21.3248 27.8163 20.8045 27.8097 20.2145C27.8163 19.6378 27.687 19.1373 27.4219 18.7131C27.1634 18.2822 26.7955 17.9474 26.3182 17.7088C25.8475 17.4702 25.294 17.3509 24.6577 17.3509C24.0346 17.3509 23.4579 17.4635 22.9276 17.6889C22.3973 17.9143 21.9697 18.2358 21.6449 18.6534C21.3201 19.0644 21.1477 19.5549 21.1278 20.125H17.5781C17.6046 18.9848 17.9328 17.9839 18.5625 17.1222C19.1989 16.2538 20.0473 15.5777 21.108 15.0938C22.1686 14.6032 23.3584 14.358 24.6776 14.358C26.0365 14.358 27.2164 14.6132 28.2173 15.1236C29.2249 15.6274 30.0038 16.3068 30.554 17.1619C31.1042 18.017 31.3793 18.9616 31.3793 19.9957C31.3859 21.1425 31.0478 22.1037 30.3651 22.8793C29.6889 23.6548 28.8007 24.1619 27.7003 24.4006V24.5597C29.1321 24.7585 30.2292 25.2888 30.9915 26.1506C31.7604 27.0057 32.1416 28.0696 32.1349 29.3423C32.1349 30.4825 31.8101 31.5033 31.1605 32.4048C30.5175 33.2997 29.6293 34.0024 28.4957 34.5128C27.3688 35.0232 26.0762 35.2784 24.6179 35.2784Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab0825e elementor-widget elementor-widget-text-editor\" data-id=\"6ab0825e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ingrese los a\u00f1os que quedan para iniciar la carrera universitaria<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a534bd e-con-full e-flex e-con e-child\" data-id=\"1a534bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27a2a68b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"27a2a68b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewBox=\"0 0 50 50\" fill=\"none\"><path d=\"M0 25C0 11.1929 11.1929 0 25 0C38.8071 0 50 11.1929 50 25C50 38.8071 38.8071 50 25 50C11.1929 50 0 38.8071 0 25Z\" fill=\"#2E71E5\"><\/path><path d=\"M16.9418 31.2216V28.2884L25.5824 14.6364H28.0284V18.8125H26.5369L20.7202 28.0298V28.1889H32.7812V31.2216H16.9418ZM26.6562 35V30.3267L26.696 29.0142V14.6364H30.1761V35H26.6562Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26ab4468 elementor-widget elementor-widget-text-editor\" data-id=\"26ab4468\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Obt\u00e9n un calculo detallado de cuanto tienes que ahorrar por mes y el total de tu inversi\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36eb0b14 calculadora e-flex e-con-boxed e-con e-parent\" data-id=\"36eb0b14\" data-element_type=\"container\" data-e-type=\"container\" id=\"calculadora\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-770cc95b elementor-widget elementor-widget-heading\" data-id=\"770cc95b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calcula tu inversi\u00f3n para la universidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d809096 elementor-widget elementor-widget-text-editor\" data-id=\"4d809096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ingresa los siguientes datos y conoce cu\u00e1nto puedes rentar<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68a0b711 e-con-full e-flex e-con e-child\" data-id=\"68a0b711\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fdef322 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"2fdef322\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    <title>Calculadora de Ahorro Universitario<\/title>\n    \n<\/head>\n<body>\n\n<div class=\"contenedor-principal\">\n    <form id=\"savingsForm\">\n        <label for=\"semesterCost\">Costo del semestre:<\/label>\n        <input type=\"text\" id=\"semesterCost\" placeholder=\"$ 1.000\" required>\n        <span id=\"semesterCostError\" class=\"error-message\">El costo debe estar entre $ 400 y $ 1.900.000<\/span>\n\n        <label for=\"numberOfSemesters\">Cantidad de semestres:<\/label>\n        <input type=\"number\" id=\"numberOfSemesters\" placeholder=\"10\" min=\"1\" max=\"16\" required>\n        <span id=\"numberOfSemestersError\" class=\"error-message\">La cantidad de semestres debe estar entre 1 y 16.<\/span>\n\n        <label for=\"yearsUntilStart\">A\u00f1os hasta iniciar la universidad:<\/label>\n        <input type=\"number\" id=\"yearsUntilStart\" placeholder=\"5\" min=\"1\" max=\"30\" required>\n        <span id=\"yearsUntilStartError\" class=\"error-message\">Los a\u00f1os deben estar entre 1 y 30.<\/span>\n\n        <div class=\"cont-input\">\n            <label class=\"p-input\">Elige un fondo de inversi\u00f3n<\/label><br>\n            <select id=\"fondoSeleccionado\" name=\"fondoSeleccionado\" required><\/select>\n            <p class=\"p-fondo\">Aqu\u00ed tienes tres de nuestros productos disponibles en la app, clasificados en riesgo bajo, medio y alto. Con\u00f3celos m\u00e1s <a href=\"https:\/\/tyba.pe\/fondos\/\" target=\"_blank\">aqu\u00ed<\/a><\/p>\n        <\/div>\n\n        <button type=\"button\" id=\"btn_cal_uni_calcular\" onclick=\"calculateMonthlySavings()\">Calcular ahora<\/button>\n    <\/form>\n\n    <div class=\"container\" id=\"resultados\">\n        <div class=\"container-contentMain\">\n            <h2>Calcular para la universidad<\/h2>\n            <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/07\/tools-2.png\" alt=\"Icono clic\">\n            <ul>\n                <li>Ten en cuenta que necesitas el costo del semestre aproximado<\/li>\n                <li>La cantidad de semestres que se cursar\u00edan<\/li>\n                <li>Los a\u00f1os de universidad antes de que empiece a cursar la universidad<\/li>\n            <\/ul> \n        <\/div>\n\n        <div class=\"contenedor-result\">\n            <div class=\"resultTableMain\">\n                <div class=\"cont-table\">\n                <h2 id=\"result\"><\/h2>\n                <table id=\"resultTable\" style=\"display: none;\">\n                    <thead>\n                        <tr>\n                            <th>Cantidad de meses ahorrados<\/th>\n                            <th>Ahorro mensual<\/th>\n                            <th>Capital total solo ahorrando<\/th>\n                            <th>Capital m\u00e1s intereses con tyba<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody id=\"resultTableBody\"><\/tbody>\n                <\/table>\n            <\/div>\n            <\/div><br>\n            <div class=\"cont-cta\">\n                <p class=\"p-cta\">Ahora que conoces el resultado, \u00a1es hora de pasar a la acci\u00f3n! <span>Comienza a invertir ahora<\/span><\/p>\n                <div class=\"cont-a-cta-btn\">\n                    <a class=\"a-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" id=\"btn_cal_uni_result_invertir\" rel=\"noopener\">Ir a invertir<\/a>\n                <\/div>\n                <p class=\"p-descargar-app\">Descarga la app<\/p>\n                <div class=\"cont-img-cta\">\n                    <a class=\"img-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" id=\"btn_cal_uni_result_invertir\" rel=\"noopener\">\n                        <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/09\/App-Store-Badge-US-Black.png\" alt=\"App appstore\">\n                    <\/a>\n                    <a class=\"img-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" id=\"btn_cal_uni_result_invertir\" rel=\"noopener\">\n                        <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/09\/Google-Play-Badge-US.png\" alt=\"App google store\">\n                    <\/a>\n                <\/div>\n            <\/div>\n            <p class=\"discleimer\">** Los valores mostrados son solo de referencia y est\u00e1n calculados en base a la rentabilidad anual del a\u00f1o anterior. Los resultados pueden variar seg\u00fan las condiciones del mercado y no garantizan rendimientos futuros.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\n    \/\/ Conectar al endpoint y obtener los fondos con mayor rentabilidad por nivel de riesgo\n    async function obtenerFondos() {\n        try {\n            const response = await fetch('https:\/\/tyba.io\/api-master\/robo-advisor\/portfolios\/sqi?product=PARKER');\n            const data = await response.json();\n            const fondos = {};\n\n            \/\/ Filtrar por el fondo con mayor expectedProfitability en cada nivel de riesgo\n            data.forEach(fondo => {\n                const riskLevel = fondo.riskLevel.toLowerCase(); \/\/ Normalizar nivel de riesgo\n                const expectedProfitability = fondo.profitability?.expectedProfitability; \/\/ Acceso correcto\n\n                if (!fondos[riskLevel] || (expectedProfitability > (fondos[riskLevel].profitability?.expectedProfitability || 0))) {\n                    fondos[riskLevel] = fondo; \/\/ Guardar el fondo completo\n                }\n            });\n\n            \/\/ Agregar opciones al select de fondos\n            const fondoSelect = document.getElementById('fondoSeleccionado');\n            ['bajo', 'medio', 'alto'].forEach(nivel => {\n                if (fondos[nivel]) {\n                    const option = document.createElement('option');\n                    option.value = fondos[nivel].profitability.expectedProfitability; \/\/ Usar la rentabilidad como valor\n                    option.text = `${fondos[nivel].name} (Riesgo: ${fondos[nivel].riskLevel}, Rentabilidad esperada: ${(fondos[nivel].profitability.expectedProfitability * 100).toFixed(2)}%)`;\n                    fondoSelect.appendChild(option);\n                }\n            });\n        } catch (error) {\n            console.error('Error al obtener los fondos de inversi\u00f3n:', error);\n        }\n    }\n\n    \/\/ Ejecutar la funci\u00f3n para obtener los fondos al cargar la p\u00e1gina\n    obtenerFondos();\n\n  \/\/ Funci\u00f3n para formatear n\u00fameros y agregar el punto de mil\nfunction formatNumber(value) {\n    \/\/ Aseguramos que el n\u00famero se convierte en string antes de aplicar el formato\n    return value.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \".\");\n}\n\n\/\/ Funci\u00f3n para parsear el valor como moneda\nfunction parseCurrency(value) {\n    \/\/ Eliminamos cualquier punto y s\u00edmbolo de d\u00f3lar antes de convertir a n\u00famero\n    return parseFloat(value.replace(\/\\.\/g, '').replace(\/\\$\/g, '').trim());\n}\n\n\/\/ Funci\u00f3n para formatear el valor como moneda con el formato adecuado\nfunction formatCurrency(value) {\n    return `$${formatNumber(value)}`;\n}\n\n\/\/ Actualiza el formato del costo del semestre mientras se escribe\nfunction updateSemesterCostFormat() {\n    const semesterCostInput = document.getElementById('semesterCost');\n    const value = semesterCostInput.value.replace(\/\\.\/g, '').replace(\/\\$\/g, '').trim();\n\n    if (value) {\n        const numericValue = parseFloat(value);\n        if (!isNaN(numericValue)) {\n            semesterCostInput.value = formatCurrency(numericValue); \/\/ Aplica el formato al valor num\u00e9rico\n        }\n    }\n}\n    \/\/ Validar entradas del formulario\n    function validateInputs() {\n        document.getElementById('semesterCostError').style.display = 'none';\n        document.getElementById('numberOfSemestersError').style.display = 'none';\n        document.getElementById('yearsUntilStartError').style.display = 'none';\n\n        const semesterCost = parseCurrency(document.getElementById('semesterCost').value);\n        const numberOfSemesters = parseInt(document.getElementById('numberOfSemesters').value);\n        const yearsUntilStart = parseInt(document.getElementById('yearsUntilStart').value);\n        let hasError = false;\n\n        if (isNaN(semesterCost) || semesterCost < 400 || semesterCost > 1900000) {\n            document.getElementById('semesterCostError').style.display = 'inline';\n            hasError = true;\n        }\n        if (!numberOfSemesters || numberOfSemesters < 1 || numberOfSemesters > 16) {\n            document.getElementById('numberOfSemestersError').style.display = 'inline';\n            hasError = true;\n        }\n        if (!yearsUntilStart || yearsUntilStart < 1 || yearsUntilStart > 30) {\n            document.getElementById('yearsUntilStartError').style.display = 'inline';\n            hasError = true;\n        }\n\n        return !hasError;\n    }\n\n    \/\/ Calcular ahorro mensual\n    function calculateMonthlySavings() {\n        if (!validateInputs()) return;\n\n        const semesterCost = parseCurrency(document.getElementById('semesterCost').value);\n        const numberOfSemesters = parseInt(document.getElementById('numberOfSemesters').value);\n        const yearsUntilStart = parseInt(document.getElementById('yearsUntilStart').value);\n        const selectedFundRate = parseFloat(document.getElementById('fondoSeleccionado').value);\n        const monthlyRate = Math.pow(1 + selectedFundRate, 1 \/ 12) - 1;\n\n        const totalCost = semesterCost * numberOfSemesters;\n        const totalMonths = yearsUntilStart * 12;\n        const monthlySavings = totalCost \/ totalMonths;\n        const capitalAhorrado = monthlySavings * totalMonths;\n\n        const totalInversion = monthlySavings * ((Math.pow(1 + monthlyRate, totalMonths) - 1) \/ monthlyRate);\n\n        const resultTableBody = document.getElementById('resultTableBody');\n        resultTableBody.innerHTML = '';\n\n        const row = document.createElement('tr');\n        row.innerHTML = \n            `<td>${totalMonths.toLocaleString('es-ES')}<\/td>\n            <td>${formatCurrency(Math.round(monthlySavings))}<\/td>\n            <td>${formatCurrency(Math.round(capitalAhorrado))}<\/td>\n            <td>${formatCurrency(Math.round(totalInversion))}<\/td>`;\n        resultTableBody.appendChild(row);\n\n        document.getElementById('result').textContent = `Necesitas ahorrar ${formatCurrency(Math.round(monthlySavings))} al mes.`;\n        document.getElementById('resultTable').style.display = 'table';\n        document.querySelector('.container-contentMain').style.display = 'none';\n        document.querySelector('.contenedor-result').style.display = 'block';\n    }\n\n    \/\/ Eventos para formatear el campo de costo del semestre mientras se escribe\n    document.getElementById('semesterCost').addEventListener('input', updateSemesterCostFormat);\n<\/script>\n\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42afc04f e-flex e-con-boxed e-con e-parent\" data-id=\"42afc04f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c36c567 e-con-full e-flex e-con e-child\" data-id=\"c36c567\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3db95deb e-con-full e-flex e-con e-child\" data-id=\"3db95deb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f762dcb elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4f762dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 invertir con tyba?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17ee2579 elementor-widget elementor-widget-text-editor\" data-id=\"17ee2579\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En tyba tenemos varios beneficios, encuentra aqu\u00ed alguno de ellos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f4aba4 elementor-widget elementor-widget-spacer\" data-id=\"10f4aba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bf22801 e-con-full e-flex e-con e-child\" data-id=\"2bf22801\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1323d264 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1323d264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M29.2379 19C27.6598 19 26.3806 20.3431 26.3806 22V26.1707C25.2708 26.5825 24.4757 27.6938 24.4757 29V31C24.4757 32.6569 25.755 34 27.333 34H31.1427C32.7208 34 34 32.6569 34 31V29C34 27.6938 33.2049 26.5825 32.0951 26.1707V22C32.0951 20.3431 30.8159 19 29.2379 19ZM30.1903 26V22C30.1903 21.4477 29.7639 21 29.2379 21C28.7119 21 28.2854 21.4477 28.2854 22V26H30.1903ZM27.333 28C26.807 28 26.3806 28.4477 26.3806 29V31C26.3806 31.5523 26.807 32 27.333 32H31.1427C31.6687 32 32.0951 31.5523 32.0951 31V29C32.0951 28.4477 31.6687 28 31.1427 28H27.333Z\" fill=\"white\"><\/path><path d=\"M22.3235 14C19.9424 14 18.0376 16 18.0376 18.5C18.0376 21 19.9424 23 22.3235 23C24.7046 23 26.6094 21 26.6094 18.5C26.6094 16 24.7046 14 22.3235 14ZM22.3235 21C20.9901 21 19.9424 19.9 19.9424 18.5C19.9424 17.1 20.9901 16 22.3235 16C23.6569 16 24.7046 17.1 24.7046 18.5C24.7046 19.9 23.6569 21 22.3235 21Z\" fill=\"white\"><\/path><path d=\"M16.0376 30H22.6283C23.095 30 23.3617 30.52 23.3617 31C23.3617 31.48 23.0379 32 22.6283 32H15.7519C15.0852 32 14.609 31.7 14.228 31.1C13.9423 30.6 13.9423 30 14.1328 29.5C14.7042 27.8 17.5138 24 22.1807 24C22.5045 24 22.8188 24.02 23.1141 24.05C23.2474 24.07 23.3712 24.09 23.4951 24.11C23.8665 24.2 24.1332 24.63 24.1332 25.07C24.1332 25.64 23.7903 26.15 23.1617 26.09C23.1427 26.09 22.4474 26 22.1807 26C18.9425 26 16.6091 28.4 16.0376 30Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df25256 elementor-widget elementor-widget-text-editor\" data-id=\"1df25256\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tInvierte en un lugar confiable\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77183515 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"77183515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M28.2585 17.2432C28.2442 15.3463 26.3908 14.005 24.5819 14.5898L16.1715 17.309C16.0328 17.3412 15.8992 17.3848 15.7712 17.4384L15.7651 17.4404C14.7069 17.8875 14.0356 19.0306 14.0356 20.2196V30.5723C14.0356 32.0987 15.1425 33.5486 16.7532 33.5486H29.4353C31.046 33.5486 32.1528 32.0987 32.1528 30.5723V28.3723H33.0587C33.559 28.3723 33.9646 27.9667 33.9646 27.4664V23.3254C33.9646 22.8251 33.559 22.4195 33.0587 22.4195H32.1528V20.2196C32.1528 18.6932 31.046 17.2432 29.4353 17.2432H28.2585ZM26.2583 17.2432C26.2442 16.7039 25.7144 16.3256 25.1971 16.4928L22.7091 17.2432H26.2583ZM27.6235 26.5606H32.1528V24.2312H27.6235C27.2331 24.2312 26.7177 24.6352 26.7177 25.3959C26.7177 26.1566 27.233 26.5606 27.6235 26.5606ZM27.6235 22.4195H30.3411V20.2196C30.3411 19.4589 29.8257 19.0549 29.4353 19.0549H16.7532C16.3628 19.0549 15.8474 19.4589 15.8474 20.2196V30.5723C15.8474 31.3329 16.3628 31.7369 16.7532 31.7369H29.4353C29.8257 31.7369 30.3411 31.3329 30.3411 30.5723V28.3723H27.6235C26.0128 28.3723 24.906 26.9223 24.906 25.3959C24.906 23.8695 26.0128 22.4195 27.6235 22.4195Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc56987 elementor-widget elementor-widget-text-editor\" data-id=\"dc56987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tu dinero estar\u00e1 resguardado y disponible cuando realmente lo necesites.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dc9d3c e-con-full e-flex e-con e-child\" data-id=\"4dc9d3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d004372 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6d004372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path d=\"M34 24C34 23.9 34 23.9 34 24C34 18.5 29.5 14.1 24.1 14C18.5 14 14 18.5 14 24C14 29.5 18.5 34 24 34C29.5 34 34 29.5 34 24ZM31.9 23.1L24.5 23.5L24.9 16.1C28.6 16.5 31.5 19.4 31.9 23.1ZM16 24C16 19.9 19 16.6 22.9 16.1L22.5 24.1L17.7 28.9C16.6 27.5 16 25.8 16 24ZM24 32C22.2 32 20.5 31.4 19.1 30.3L23.9 25.5L31.9 25.1C31.4 29 28.1 32 24 32Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b81835 elementor-widget elementor-widget-text-editor\" data-id=\"51b81835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Disfruta de una gran diversificaci\u00f3n de productos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4583152b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4583152b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path d=\"M34 29.1354L29.3311 23.8184L24.627 30.2189C27.8419 30.1802 30.9778 29.8097 34 29.1354Z\" fill=\"white\"><\/path><path d=\"M24.629 30.2202L27.887 25.7879L22.1608 18L14 29.1064C17.2377 29.8388 20.6076 30.2277 24.0692 30.2277L24.6282 30.2193L24.629 30.2202Z\" fill=\"#15192C\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29c1cd80 e-con-full e-flex e-con e-child\" data-id=\"29c1cd80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-268ead4d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"268ead4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTenemos el respaldo de\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14852632 elementor-widget elementor-widget-image\" data-id=\"14852632\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"138\" height=\"20\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/12\/CC.png\" class=\"attachment-large size-large wp-image-1494\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f20345 e-flex e-con-boxed e-con e-parent\" data-id=\"0f20345\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c7988ec e-con-full e-flex e-con e-child\" data-id=\"c7988ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-e017039 e-con-full e-flex e-con e-child\" data-id=\"e017039\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7db766b e-con-full e-flex e-con e-child\" data-id=\"7db766b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8412bb elementor-widget elementor-widget-heading\" data-id=\"b8412bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Una experiencia, dos plataformas.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7abfa07 e-con-full e-flex e-con e-child\" data-id=\"7abfa07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1081b57 elementor-widget elementor-widget-heading\" data-id=\"1081b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ingresa al portal transaccional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8c3809 elementor-widget elementor-widget-text-editor\" data-id=\"c8c3809\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tY realiza inversiones, mira tus movimientos y m\u00e1s.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2425d2e elementor-mobile-align-justify elementor-align-left elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"2425d2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ingresa ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbd0eef elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"dbd0eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf9e706 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"bf9e706\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-e0795c0 e-con-full e-flex e-con e-child\" data-id=\"e0795c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7eadec elementor-widget elementor-widget-text-editor\" data-id=\"b7eadec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUsa nuestras plataformas y accede a tu inversi\u00f3n.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e47ebc0 elementor-widget elementor-widget-heading\" data-id=\"e47ebc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escanea el c\u00f3digo y descarga la app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a085968 elementor-widget elementor-widget-image\" data-id=\"a085968\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-300x300.png\" class=\"attachment-medium size-medium wp-image-3252\" alt=\"qr descargar app para invertir\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-300x300.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-1024x1024.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-150x150.png 150w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-768x768.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U-1536x1536.png 1536w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/03\/QRCode-_-PE-herramientas-invertir-para-la-U.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c9214a elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"2c9214a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"634\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-768x634.webp\" class=\"attachment-medium_large size-medium_large wp-image-3505\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-768x634.webp 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-300x248.webp 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-1024x846.webp 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-1536x1268.webp 1536w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk.webp 1584w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d54b36 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"3d54b36\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-9a51a6f e-con-full e-flex e-con e-child\" data-id=\"9a51a6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a3f3f elementor-widget elementor-widget-text-editor\" data-id=\"55a3f3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Usa nuestras plataformas y\u2028accede a tu inversi\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c579a5f elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"c579a5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Descarga nuestra aplicaci\u00f3n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31f73d8 e-flex e-con-boxed e-con e-child\" data-id=\"31f73d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf346a elementor-widget elementor-widget-image\" data-id=\"bcf346a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"113\" height=\"39\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/09\/App-Store-Badge-US-Black-1.svg\" class=\"attachment-medium size-medium wp-image-2802\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdabd8a elementor-widget elementor-widget-image\" data-id=\"bdabd8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/xhpm\/gnfm\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"135\" height=\"41\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/store_logos-1.svg\" class=\"attachment-medium size-medium wp-image-3506\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3e27ac elementor-widget elementor-widget-image\" data-id=\"f3e27ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"600\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile.webp\" class=\"attachment-medium_large size-medium_large wp-image-3507\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile.webp 616w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile-300x292.webp 300w\" sizes=\"(max-width: 616px) 100vw, 616px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Invierte para la universidad Planificar para la universidad es m\u00e1s que necesario; es estrat\u00e9gico. Con un ahorro inteligente desde ahora, puedes aprovechar el poder del inter\u00e9s compuesto y hacer que tus ahorros crezcan, asegurando una educaci\u00f3nsin deudas. No esperes m\u00e1s, empieza a ahorrar y garantizar el \u00e9xito acad\u00e9mico sin preocupaciones financieras. Calcular ahora Planifica los [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2685,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1482","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/1482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/comments?post=1482"}],"version-history":[{"count":140,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/1482\/revisions"}],"predecessor-version":[{"id":3520,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/1482\/revisions\/3520"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media\/2685"}],"wp:attachment":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media?parent=1482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}