{"id":25,"date":"2024-06-26T19:54:39","date_gmt":"2024-06-26T19:54:39","guid":{"rendered":"https:\/\/tyba.pe\/herramientas\/?page_id=25"},"modified":"2026-04-24T23:33:10","modified_gmt":"2026-04-24T23:33:10","slug":"calculadora-cts","status":"publish","type":"page","link":"https:\/\/tyba.pe\/herramientas\/calculadora-cts\/","title":{"rendered":"calculadora cts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25\" class=\"elementor elementor-25\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea4aa3d e-flex e-con-boxed e-con e-parent\" data-id=\"ea4aa3d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39dea65f e-con-full e-flex e-con e-child\" data-id=\"39dea65f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d734ff3 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1d734ff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Calculadora de CTS: <span>Optimiza tus ganancias laborales con<\/span> tyba<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-652d29a9 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"652d29a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tConoce el detalle de tus beneficios laborales con la Calculadora de CTS en tyba. \u00a1Maximiza tus ingresos inviertiendo!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ff3972 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"71ff3972\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#calculadora\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculadora CTS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-767649b2 e-con-full e-flex e-con e-child\" data-id=\"767649b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5411859d elementor-widget elementor-widget-image\" data-id=\"5411859d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"784\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-768x784.png\" class=\"attachment-medium_large size-medium_large wp-image-52\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-768x784.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-294x300.png 294w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-1004x1024.png 1004w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero.png 1225w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2822d459 e-flex e-con-boxed e-con e-parent\" data-id=\"2822d459\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3c13118a e-con-full e-flex e-con e-child\" data-id=\"3c13118a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f3411a9 elementor-widget elementor-widget-image\" data-id=\"4f3411a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"537\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-768x537.png\" class=\"attachment-medium_large size-medium_large wp-image-55\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-768x537.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-300x210.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-1024x716.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts.png 1184w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52bbfe58 e-con-full e-flex e-con e-child\" data-id=\"52bbfe58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fd8708d elementor-widget elementor-widget-heading\" data-id=\"4fd8708d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es y c\u00f3mo funciona una Calculadora de CTS?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eb5aade elementor-widget elementor-widget-text-editor\" data-id=\"4eb5aade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUna calculadora de CTS, o Compensaci\u00f3n por Tiempo de Servicios, es una herramienta que permite calcular de manera precisa los beneficios econ\u00f3micos que corresponden a un trabajador por el tiempo que ha laborado en una empresa. Funciona tomando en cuenta diversos factores como el tiempo de servicio, la remuneraci\u00f3n mensual, y las normativas legales vigentes relacionadas con los beneficios laborales.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2039a6f4 calculadora e-flex e-con-boxed e-con e-parent\" data-id=\"2039a6f4\" data-element_type=\"container\" data-e-type=\"container\" id=\"calculadora\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47871e32 elementor-widget elementor-widget-heading\" data-id=\"47871e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a1Empieza a calcular tu CTS aqu\u00ed!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c65c4b1 elementor-widget elementor-widget-html\" data-id=\"3c65c4b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"container-main\">\n    <div class=\"container-form\">\n        <div id=\"cts-form\">\n            <div class=\"columns\">\n                <div class=\"column\">\n                    <label for=\"basic-salary\">Ingresa tu sueldo b\u00e1sico (S\/)<\/label>\n                    <input type=\"text\" id=\"basic-salary\" oninput=\"formatCurrency(this); checkFields();\" placeholder=\"1,130\" required min=\"1\" max=\"999999\">\n                    <span id=\"basic-salary-error\" class=\"error\"><\/span>\n                    <p class=\"description\">Es el salario mensual fijo del trabajador (M\u00ednimo 2026: S\/ 1,130).<\/p>\n                \n                    <label for=\"variable-months\">Ingresa el n\u00famero de meses con remuneraci\u00f3n variable<\/label>\n                    <input type=\"number\" id=\"variable-months\" oninput=\"checkFields()\" required min=\"0\" max=\"6\" placeholder=\"0\">\n                    <span id=\"variable-months-error\" class=\"error\"><\/span>\n                    <p class=\"description\">*El n\u00famero de meses en los que recibi\u00f3 remuneraci\u00f3n variable en el \u00faltimo semestre. (M\u00ednimo 3 meses).<\/p>\n                <\/div>\n                <div class=\"column1\">\n                    <label for=\"variable-remuneration\">Ingresa la remuneraci\u00f3n variable (S\/)<\/label>\n                    <input type=\"number\" id=\"variable-remuneration\" oninput=\"checkFields()\" required step=\"0.01\" placeholder=\"0\">\n                    <p class=\"description\">Es el promedio mensual de bonificaciones, comisiones, entre otros... recibidas al menos tres (3) veces en el semestre.<\/p>\n                    \n                    <label for=\"worked-months\">Ingresa los meses trabajados en el semestre<\/label>\n                    <input type=\"number\" id=\"worked-months\" oninput=\"checkFields()\" required min=\"1\" max=\"6\" placeholder=\"6\">\n                    <span id=\"worked-months-error\" class=\"error\"><\/span>\n                    <p class=\"description\">El n\u00famero de meses completos trabajados en el per\u00edodo de seis (6) meses. (Mayo-Octubre o Noviembre - Abril).<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"columnBtn\">\n                <button type=\"button\" onclick=\"calculateCTS()\" class=\"btn-cal-cts-disable\" id=\"btn-calcularCTS\" disabled>Calcular CTS<\/button>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"container-result-main\" style=\"display: none;\">\n        <div class=\"container-result\">\n            <h2 class=\"tituloCTS\">Conoce el resultado de tu CTS<\/h2>\n            <p class=\"total\">Total de CTS a dep\u00f3sitar<\/p>\n            <p id=\"result\">S\/ 0.00<\/p>\n            <p class=\"disclaimerParraf\">*Este es un resultado aproximado para el 2026.<br>\n                La CTS se deposita dos (2) veces al a\u00f1o, en los meses de mayo y noviembre.<br>\n                - Mayo: Cubre el per\u00edodo de noviembre a abril.<br>\n                - Noviembre: Cubre el per\u00edodo de mayo a octubre.<\/p>\n        <\/div>\n        <div class=\"disclaimer\">\n            <h3 class=\"ahorra\">\u00a1Ahorra e invierte tu CTS!<br>\n            <span class=\"ahorraParraf\">En un fondo de muy bajo riesgo y con alta liquidez:<\/span><\/h3>\n            <img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Pocket-Pe.svg\" alt=\"pocket\">\n            <button class=\"invertir\"><a class=\"a-invertir btn-invertir\" href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">Invertir<\/a><\/button>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\nfunction formatCurrency(input) {\n    let value = input.value.replace(\/\\D\/g, \"\"); \/\/ Solo n\u00fameros\n    if (value !== \"\") {\n        input.value = new Intl.NumberFormat('es-PE').format(value);\n    }\n}\n\nfunction parseLocaleNumber(string) {\n    if (!string) return 0;\n    return parseFloat(string.replace(\/\\D\/g, \"\"));\n}\n\nfunction checkFields() {\n    const rawSueldo = document.getElementById('basic-salary').value;\n    const sueldo = parseLocaleNumber(rawSueldo);\n    const remVariable = document.getElementById('variable-remuneration').value;\n    const mesesVar = document.getElementById('variable-months').value;\n    const mesesTrab = document.getElementById('worked-months').value;\n    const btnCalCts = document.getElementById('btn-calcularCTS');\n    const errorSpan = document.getElementById('basic-salary-error');\n\n    \/\/ Validaci\u00f3n de Sueldo M\u00ednimo 2026\n    if (rawSueldo !== \"\" && sueldo < 1130) {\n        errorSpan.textContent = \"\u26a0 El sueldo m\u00ednimo en 2026 es S\/ 1,130\";\n    } else {\n        errorSpan.textContent = \"\";\n    }\n\n    \/\/ El bot\u00f3n solo se activa si cumple con todos los campos y el m\u00ednimo de sueldo\n    if (sueldo >= 1130 && remVariable !== \"\" && mesesVar !== \"\" && mesesTrab >= 1 && mesesTrab <= 6) {\n        btnCalCts.disabled = false;\n        btnCalCts.className = 'btn-cal-cts';\n    } else {\n        btnCalCts.disabled = true;\n        btnCalCts.className = 'btn-cal-cts-disable';\n    }\n}\n\nfunction calculateCTS() {\n    const basicSalary = parseLocaleNumber(document.getElementById('basic-salary').value);\n    const variableRemuneration = parseFloat(document.getElementById('variable-remuneration').value) || 0;\n    const variableMonths = parseInt(document.getElementById('variable-months').value) || 0;\n    const workedMonths = parseInt(document.getElementById('worked-months').value) || 0;\n\n    \/\/ F\u00f3rmula legal 2026:\n    \/\/ Base = Sueldo + (1\/6 de Gratificaci\u00f3n) + Promedio de Variables\n    \/\/ Asumimos gratificaci\u00f3n = 1 sueldo b\u00e1sico\n    const unSextoGrati = basicSalary \/ 6;\n    const promedioVariables = (variableRemuneration * variableMonths) \/ 6;\n    \n    const baseComputable = basicSalary + unSextoGrati + promedioVariables;\n\n    \/\/ CTS = (Base \/ 12) * meses trabajados\n    const ctsFinal = (baseComputable \/ 12) * workedMonths;\n\n    const formattedResult = ctsFinal.toLocaleString('es-PE', {\n        minimumFractionDigits: 2,\n        maximumFractionDigits: 2\n    });\n\n    document.getElementById('result').textContent = `S\/ ${formattedResult}`;\n    document.querySelector('.container-result-main').style.display = 'flex';\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-604e8ac7 e-flex e-con-boxed e-con e-parent\" data-id=\"604e8ac7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-322565f5 e-con-full e-flex e-con e-child\" data-id=\"322565f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3db91c4c e-con-full e-flex e-con e-child\" data-id=\"3db91c4c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3063ab3e elementor-widget elementor-widget-text-editor\" data-id=\"3063ab3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tConoce m\u00e1s de tyba \ny de sus productos\n\n<span style=\"color: #2e71e5;\">de inversi\u00f3n<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e615b1 e-con-full e-flex e-con e-child\" data-id=\"1e615b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-777e7bc elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-global elementor-global-38 elementor-widget-jet-carousel\" data-id=\"777e7bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_scroll_tablet&quot;:&quot;1&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;centerMode&quot;:true,&quot;centerPadding&quot;:&quot;50px&quot;,&quot;pauseOnHover&quot;:false,&quot;speed&quot;:500,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-777e7bc&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-777e7bc&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/tyba.pe\/fondos\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_fpv.png\" class=\"jet-carousel__item-img\" alt=\"product_fpv.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/tyba.pe\/fondos\">Fondos Mutuos<\/a><\/h3><div class=\"jet-carousel__item-text\">Diversifica con una inversi\u00f3n en activos locales o globales.<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/tyba.pe\/pocket\/\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_pocket.png\" class=\"jet-carousel__item-img\" alt=\"product_pocket.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/tyba.pe\/pocket\/\">tyba pocket<\/a><\/h3><div class=\"jet-carousel__item-text\">Invierte tus ahorros, no los dejes debajo del colch\u00f3n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/web.tyba.pe\/#\/auth\/onboarding-sign-up\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_cdt.png\" class=\"jet-carousel__item-img\" alt=\"product_cdt.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/web.tyba.pe\/#\/auth\/onboarding-sign-up\">Escoge en qu\u00e9 invertir<\/a><\/h3><div class=\"jet-carousel__item-text\">Escoge en d\u00f3nde invertir y ten control total de tus inversiones<\/div><\/div><\/div>\n<\/div>\n<\/div><div class=\"jet-carousel__prev-arrow-777e7bc jet-arrow prev-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-left\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.7 239l136-136c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9L127.9 256l96.4 96.4c9.4 9.4 9.4 24.6 0 33.9L201.7 409c-9.4 9.4-24.6 9.4-33.9 0l-136-136c-9.5-9.4-9.5-24.6-.1-34z\"><\/path><\/svg><\/div><div class=\"jet-carousel__next-arrow-777e7bc jet-arrow next-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b04c2b4 e-flex e-con-boxed e-con e-parent\" data-id=\"5b04c2b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58600be elementor-widget elementor-widget-text-editor\" data-id=\"58600be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNo dejes pasar la oportunidad de hacer crecer tu CTS<br>\nde manera inteligente y rentable\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57c8f24 elementor-widget elementor-widget-text-editor\" data-id=\"57c8f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u00a1\u00danete a tyba y comienza a invertir en tu futuro hoy mismo!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d3bf3e8 e-flex e-con-boxed e-con e-child\" data-id=\"3d3bf3e8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b97ebe2 e-con-full e-flex e-con e-child\" data-id=\"2b97ebe2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6acaf0a1 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6acaf0a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"549\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-768x549.png\" class=\"attachment-medium_large size-medium_large wp-image-54\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-768x549.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-300x214.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-1024x732.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia.png 1395w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-358f02d4 e-con-full e-flex e-con e-child\" data-id=\"358f02d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74ebc87c elementor-invisible elementor-widget elementor-widget-image\" data-id=\"74ebc87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"121\" height=\"120\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/laptop.png\" class=\"attachment-medium size-medium wp-image-17\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95de9b4 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"95de9b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dc264d4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4dc264d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 invertir tu CTS con tyba?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515e8eec elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"515e8eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Diversificaci\u00f3n de Inversiones:<\/strong> Accede a una amplia gama de opciones de inversi\u00f3n que se adapten a tus necesidades y objetivos financieros.<\/p><p><strong>Asesor\u00eda Profesional:<\/strong> Nuestros expertos financieros te guiar\u00e1n en el proceso de selecci\u00f3n de inversiones, maximizando tus posibilidades de \u00e9xito.<\/p><p><strong>Rendimientos Competitivos:<\/strong> Obt\u00e9n rendimientos atractivos para hacer crecer tu patrimonio a largo plazo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cbc1ad9 e-flex e-con-boxed e-con e-parent\" data-id=\"7cbc1ad9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-584d9508 elementor-widget elementor-widget-text-editor\" data-id=\"584d9508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPreguntas frecuentes\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78b05b5a elementor-widget elementor-widget-text-editor\" data-id=\"78b05b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSobre la calculadora de CTS\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2738e817 elementor-widget elementor-widget-text-editor\" data-id=\"2738e817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAclara todas tus dudas sobre el calculo de CTS\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cce44b3 elementor-widget elementor-widget-accordion\" data-id=\"1cce44b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4831\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-4831\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfC\u00f3mo se calcula la Compensaci\u00f3n por Tiempo de Servicios (CTS)?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4831\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-4831\">La CTS se calcula multiplicando la remuneraci\u00f3n mensual del trabajador por un factor establecido seg\u00fan la ley, que var\u00eda seg\u00fan el periodo de tiempo trabajado.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4832\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-4832\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1l es el periodo considerado para el c\u00e1lculo de la CTS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4832\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-4832\">El periodo considerado es el semestre o periodo que va desde mayo a octubre para la primera mitad del a\u00f1o, y desde noviembre a abril para la segunda mitad.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4833\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-4833\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfQu\u00e9 sucede si el trabajador tiene un sueldo variable o bonificaciones?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4833\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-4833\">Se considera el promedio mensual de los \u00faltimos seis meses, incluyendo sueldo, bonificaciones y cualquier otro ingreso regular.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4834\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-4834\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1ndo se considera el c\u00e1lculo de la remuneraci\u00f3n?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4834\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-4834\">Solo se considera en el c\u00e1lculo, la remuneraci\u00f3n variable si se recibi\u00f3 durante 3 o m\u00e1s meses durante el semestre en cuesti\u00f3n.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4835\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-4835\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">En qu\u00e9 momento se realiza el dep\u00f3sito de la CTS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4835\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-4835\">El dep\u00f3sito de la CTS se realiza dos veces al a\u00f1o, en mayo y noviembre, de acuerdo con la normativa laboral vigente.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7797aafd elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"7797aafd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tienes alguna otra duda puntual, puedes contactarnos a trav\u00e9s de WhatsApp, a la l\u00ednea (601) 3078223 o al correo <a href=\"mailto:soporte@tyba.com.co\"><strong><span style=\"color: #0002e7;\">soporte@tyba.com.co<\/span><\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64cf002 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"64cf002\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3f51f2c e-con-full e-flex e-con e-child\" data-id=\"3f51f2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02895eb elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"02895eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ingresa al portal transaccional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9472fb5 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9472fb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tY realiza inversiones, mira tus movimientos y m\u00e1s.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-656d97e elementor-align-left elementor-invisible elementor-widget elementor-widget-button\" data-id=\"656d97e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"btn-invertir\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ingresar ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80565ee elementor-widget elementor-widget-spacer\" data-id=\"80565ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16afade elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16afade\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Usa nuestras plataformas y accede a tu inversi\u00f3n.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0f2ce6 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"a0f2ce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8257226 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"8257226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escanea el c\u00f3digo y descarga la app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-088de85 elementor-widget elementor-widget-image\" data-id=\"088de85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-300x300.png\" class=\"attachment-medium size-medium wp-image-3211\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-300x300.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-1024x1024.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-150x150.png 150w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-768x768.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-1536x1536.png 1536w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e43f96 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"9e43f96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-92668c5 e-con-full e-flex e-con e-child\" data-id=\"92668c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95090d3 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"95090d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Descarga nuestra aplicaci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11f7202 elementor-widget elementor-widget-text-editor\" data-id=\"11f7202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAccede a tus inversiones y logra tus metas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c38c4e8 e-flex e-con-boxed e-con e-child\" data-id=\"c38c4e8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a50be6e elementor-widget elementor-widget-image\" data-id=\"a50be6e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"btn-invertir\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.onelink.me\/i5K2\/pgmc9hkd\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"170\" height=\"58\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/10\/App-Store-Badge-US-Black-1.png\" class=\"attachment-medium size-medium wp-image-687\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-893aa5d elementor-widget elementor-widget-image\" data-id=\"893aa5d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"btn-invertir\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.onelink.me\/i5K2\/pgmc9hkd\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"56\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/10\/Google-Play-Badge-US.png\" class=\"attachment-medium size-medium wp-image-688\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51591cf e-con-full e-flex e-con e-child\" data-id=\"51591cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-072f01b elementor-widget elementor-widget-image\" data-id=\"072f01b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"757\" height=\"1024\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Login-latam-PE-app-1-757x1024.png\" class=\"attachment-large size-large wp-image-1915\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Login-latam-PE-app-1-757x1024.png 757w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Login-latam-PE-app-1-222x300.png 222w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Login-latam-PE-app-1-768x1039.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Login-latam-PE-app-1.png 1080w\" sizes=\"(max-width: 757px) 100vw, 757px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculadora de CTS: Optimiza tus ganancias laborales con tyba Conoce el detalle de tus beneficios laborales con la Calculadora de CTS en tyba. \u00a1Maximiza tus ingresos inviertiendo! Calculadora CTS \u00bfQu\u00e9 es y c\u00f3mo funciona una Calculadora de CTS? Una calculadora de CTS, o Compensaci\u00f3n por Tiempo de Servicios, es una herramienta que permite calcular de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2671,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-25","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":83,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25\/revisions"}],"predecessor-version":[{"id":3396,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25\/revisions\/3396"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media\/2671"}],"wp:attachment":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media?parent=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}