{"id":25,"date":"2024-06-26T19:54:39","date_gmt":"2024-06-26T19:54:39","guid":{"rendered":"https:\/\/tyba.pe\/herramientas\/?page_id=25"},"modified":"2026-06-03T16:28:02","modified_gmt":"2026-06-03T16:28:02","slug":"calculadora-cts","status":"publish","type":"page","link":"https:\/\/tyba.pe\/herramientas\/calculadora-cts\/","title":{"rendered":"calculadora cts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25\" class=\"elementor elementor-25\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea4aa3d e-flex e-con-boxed e-con e-parent\" data-id=\"ea4aa3d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39dea65f e-con-full e-flex e-con e-child\" data-id=\"39dea65f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d734ff3 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1d734ff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Calculadora de CTS: <span>Optimiza tus ganancias laborales con<\/span> tyba<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-652d29a9 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"652d29a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tConoce el detalle de tus beneficios laborales con la Calculadora de CTS en tyba. \u00a1Maximiza tus ingresos inviertiendo!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ff3972 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"71ff3972\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#calculadora\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculadora CTS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-767649b2 e-con-full e-flex e-con e-child\" data-id=\"767649b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5411859d elementor-widget elementor-widget-image\" data-id=\"5411859d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"784\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-768x784.png\" class=\"attachment-medium_large size-medium_large wp-image-52\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-768x784.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-294x300.png 294w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero-1004x1024.png 1004w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/hero.png 1225w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f512a37 e-flex e-con-boxed e-con e-child\" data-id=\"f512a37\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5f7fa1c e-con-full e-flex e-con e-child\" data-id=\"5f7fa1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-d6f51d2 e-con-full e-flex e-con e-child\" data-id=\"d6f51d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0de8bb5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0de8bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">El reloj corre, convierte tu saldo en una oportunidad de inversi\u00f3n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ff7015 BtnBannerInvertirCalCTS elementor-widget elementor-widget-button\" data-id=\"3ff7015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Invertir CTS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dca646d elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"dca646d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"176\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Banners-12-300x176.png\" class=\"attachment-medium size-medium wp-image-3481\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Banners-12-300x176.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Banners-12-768x450.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Banners-12.png 867w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2822d459 e-flex e-con-boxed e-con e-parent\" data-id=\"2822d459\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3c13118a e-con-full e-flex e-con e-child\" data-id=\"3c13118a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f3411a9 elementor-widget elementor-widget-image\" data-id=\"4f3411a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"537\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-768x537.png\" class=\"attachment-medium_large size-medium_large wp-image-55\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-768x537.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-300x210.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts-1024x716.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/que-es-cts.png 1184w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52bbfe58 e-con-full e-flex e-con e-child\" data-id=\"52bbfe58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fd8708d elementor-widget elementor-widget-heading\" data-id=\"4fd8708d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es y c\u00f3mo funciona una Calculadora de CTS?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eb5aade elementor-widget elementor-widget-text-editor\" data-id=\"4eb5aade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUna calculadora de CTS, o Compensaci\u00f3n por Tiempo de Servicios, es una herramienta que permite calcular de manera precisa los beneficios econ\u00f3micos que corresponden a un trabajador por el tiempo que ha laborado en una empresa. Funciona tomando en cuenta diversos factores como el tiempo de servicio, la remuneraci\u00f3n mensual, y las normativas legales vigentes relacionadas con los beneficios laborales.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2039a6f4 calculadora e-flex e-con-boxed e-con e-parent\" data-id=\"2039a6f4\" data-element_type=\"container\" data-e-type=\"container\" id=\"calculadora\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47871e32 elementor-widget elementor-widget-heading\" data-id=\"47871e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a1Empieza a calcular tu CTS aqu\u00ed!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c65c4b1 elementor-widget elementor-widget-html\" data-id=\"3c65c4b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"container-main\">\n    <div class=\"container-form\">\n        <div id=\"cts-form\">\n            <div class=\"columns\">\n                <div class=\"column\">\n                    <label for=\"basic-salary\">Ingresa tu sueldo b\u00e1sico (S\/)<\/label>\n                    <input type=\"text\" id=\"basic-salary\" oninput=\"formatCurrency(this); checkFields();\" placeholder=\"1,130\" required min=\"1\" max=\"999999\">\n                    <span id=\"basic-salary-error\" class=\"error\"><\/span>\n                    <p class=\"description\">Es el salario mensual fijo del trabajador (M\u00ednimo 2026: S\/ 1,130).<\/p>\n                \n                    <label for=\"variable-months\">Ingresa el n\u00famero de meses con remuneraci\u00f3n variable<\/label>\n                    <input type=\"number\" id=\"variable-months\" oninput=\"checkFields()\" required min=\"0\" max=\"6\" placeholder=\"0\">\n                    <span id=\"variable-months-error\" class=\"error\"><\/span>\n                    <p class=\"description\">*El n\u00famero de meses en los que recibi\u00f3 remuneraci\u00f3n variable en el \u00faltimo semestre. (M\u00ednimo 3 meses).<\/p>\n                <\/div>\n                <div class=\"column1\">\n                    <label for=\"variable-remuneration\">Ingresa la remuneraci\u00f3n variable (S\/)<\/label>\n                    <input type=\"number\" id=\"variable-remuneration\" oninput=\"checkFields()\" required step=\"0.01\" placeholder=\"0\">\n                    <p class=\"description\">Es el promedio mensual de bonificaciones, comisiones, entre otros... recibidas al menos tres (3) veces en el semestre.<\/p>\n                    \n                    <label for=\"worked-months\">Ingresa los meses trabajados en el semestre<\/label>\n                    <input type=\"number\" id=\"worked-months\" oninput=\"checkFields()\" required min=\"1\" max=\"6\" placeholder=\"6\">\n                    <span id=\"worked-months-error\" class=\"error\"><\/span>\n                    <p class=\"description\">El n\u00famero de meses completos trabajados en el per\u00edodo de seis (6) meses. (Mayo-Octubre o Noviembre - Abril).<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"columnBtn\">\n                <button type=\"button\" onclick=\"calculateCTS()\" class=\"btn-cal-cts-disable\" id=\"btn-calcularCTS\" disabled>Calcular CTS<\/button>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"container-result-main\" style=\"display: none;\">\n        <div class=\"container-result\">\n            <h2 class=\"tituloCTS\">Conoce el resultado de tu CTS<\/h2>\n            <p class=\"total\">Total de CTS a dep\u00f3sitar<\/p>\n            <p id=\"result\">S\/ 0.00<\/p>\n            <p class=\"disclaimerParraf\">*Este es un resultado aproximado para el 2026.<br>\n                La CTS se deposita dos (2) veces al a\u00f1o, en los meses de mayo y noviembre.<br>\n                - Mayo: Cubre el per\u00edodo de noviembre a abril.<br>\n                - Noviembre: Cubre el per\u00edodo de mayo a octubre.<\/p>\n        <\/div>\n        <div class=\"disclaimer\">\n            <h3 class=\"ahorra\">\u00a1Ahorra e invierte tu CTS!<br>\n            <span class=\"ahorraParraf\">En un fondo de muy bajo riesgo y con alta liquidez:<\/span><\/h3>\n            <img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/04\/Pocket-Pe.svg\" alt=\"pocket\">\n            <button class=\"invertir\"><a class=\"a-invertir btn-invertir\" href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">Invertir<\/a><\/button>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\nfunction formatCurrency(input) {\n    let value = input.value.replace(\/\\D\/g, \"\"); \/\/ Solo n\u00fameros\n    if (value !== \"\") {\n        input.value = new Intl.NumberFormat('es-PE').format(value);\n    }\n}\n\nfunction parseLocaleNumber(string) {\n    if (!string) return 0;\n    return parseFloat(string.replace(\/\\D\/g, \"\"));\n}\n\nfunction checkFields() {\n    const rawSueldo = document.getElementById('basic-salary').value;\n    const sueldo = parseLocaleNumber(rawSueldo);\n    const remVariable = document.getElementById('variable-remuneration').value;\n    const mesesVar = document.getElementById('variable-months').value;\n    const mesesTrab = document.getElementById('worked-months').value;\n    const btnCalCts = document.getElementById('btn-calcularCTS');\n    const errorSpan = document.getElementById('basic-salary-error');\n\n    \/\/ Validaci\u00f3n de Sueldo M\u00ednimo 2026\n    if (rawSueldo !== \"\" && sueldo < 1130) {\n        errorSpan.textContent = \"\u26a0 El sueldo m\u00ednimo en 2026 es S\/ 1,130\";\n    } else {\n        errorSpan.textContent = \"\";\n    }\n\n    \/\/ El bot\u00f3n solo se activa si cumple con todos los campos y el m\u00ednimo de sueldo\n    if (sueldo >= 1130 && remVariable !== \"\" && mesesVar !== \"\" && mesesTrab >= 1 && mesesTrab <= 6) {\n        btnCalCts.disabled = false;\n        btnCalCts.className = 'btn-cal-cts';\n    } else {\n        btnCalCts.disabled = true;\n        btnCalCts.className = 'btn-cal-cts-disable';\n    }\n}\n\nfunction calculateCTS() {\n    const basicSalary = parseLocaleNumber(document.getElementById('basic-salary').value);\n    const variableRemuneration = parseFloat(document.getElementById('variable-remuneration').value) || 0;\n    const variableMonths = parseInt(document.getElementById('variable-months').value) || 0;\n    const workedMonths = parseInt(document.getElementById('worked-months').value) || 0;\n\n    \/\/ F\u00f3rmula legal 2026:\n    \/\/ Base = Sueldo + (1\/6 de Gratificaci\u00f3n) + Promedio de Variables\n    \/\/ Asumimos gratificaci\u00f3n = 1 sueldo b\u00e1sico\n    const unSextoGrati = basicSalary \/ 6;\n    const promedioVariables = (variableRemuneration * variableMonths) \/ 6;\n    \n    const baseComputable = basicSalary + unSextoGrati + promedioVariables;\n\n    \/\/ CTS = (Base \/ 12) * meses trabajados\n    const ctsFinal = (baseComputable \/ 12) * workedMonths;\n\n    const formattedResult = ctsFinal.toLocaleString('es-PE', {\n        minimumFractionDigits: 2,\n        maximumFractionDigits: 2\n    });\n\n    document.getElementById('result').textContent = `S\/ ${formattedResult}`;\n    document.querySelector('.container-result-main').style.display = 'flex';\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-604e8ac7 e-flex e-con-boxed e-con e-parent\" data-id=\"604e8ac7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-322565f5 e-con-full e-flex e-con e-child\" data-id=\"322565f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3db91c4c e-con-full e-flex e-con e-child\" data-id=\"3db91c4c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3063ab3e elementor-widget elementor-widget-text-editor\" data-id=\"3063ab3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tConoce m\u00e1s de tyba \ny de sus productos\n\n<span style=\"color: #2e71e5;\">de inversi\u00f3n<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e615b1 e-con-full e-flex e-con e-child\" data-id=\"1e615b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-777e7bc elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-global elementor-global-38 elementor-widget-jet-carousel\" data-id=\"777e7bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_scroll_tablet&quot;:&quot;1&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;centerMode&quot;:true,&quot;centerPadding&quot;:&quot;50px&quot;,&quot;pauseOnHover&quot;:false,&quot;speed&quot;:500,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-777e7bc&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-777e7bc&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/tyba.pe\/fondos\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_fpv.png\" class=\"jet-carousel__item-img\" alt=\"product_fpv.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/tyba.pe\/fondos\">Fondos Mutuos<\/a><\/h3><div class=\"jet-carousel__item-text\">Diversifica con una inversi\u00f3n en activos locales o globales.<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/tyba.pe\/pocket\/\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_pocket.png\" class=\"jet-carousel__item-img\" alt=\"product_pocket.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/tyba.pe\/pocket\/\">tyba pocket<\/a><\/h3><div class=\"jet-carousel__item-text\">Invierte tus ahorros, no los dejes debajo del colch\u00f3n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"https:\/\/web.tyba.pe\/#\/auth\/onboarding-sign-up\" class=\"jet-carousel__item-link\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/product_cdt.png\" class=\"jet-carousel__item-img\" alt=\"product_cdt.png\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h3 class=\"jet-carousel__item-title\"><a href=\"https:\/\/web.tyba.pe\/#\/auth\/onboarding-sign-up\">Escoge en qu\u00e9 invertir<\/a><\/h3><div class=\"jet-carousel__item-text\">Escoge en d\u00f3nde invertir y ten control total de tus inversiones<\/div><\/div><\/div>\n<\/div>\n<\/div><div class=\"jet-carousel__prev-arrow-777e7bc jet-arrow prev-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-left\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.7 239l136-136c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9L127.9 256l96.4 96.4c9.4 9.4 9.4 24.6 0 33.9L201.7 409c-9.4 9.4-24.6 9.4-33.9 0l-136-136c-9.5-9.4-9.5-24.6-.1-34z\"><\/path><\/svg><\/div><div class=\"jet-carousel__next-arrow-777e7bc jet-arrow next-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b04c2b4 e-flex e-con-boxed e-con e-parent\" data-id=\"5b04c2b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58600be elementor-widget elementor-widget-text-editor\" data-id=\"58600be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNo dejes pasar la oportunidad de hacer crecer tu CTS<br>\nde manera inteligente y rentable\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57c8f24 elementor-widget elementor-widget-text-editor\" data-id=\"57c8f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u00a1\u00danete a tyba y comienza a invertir en tu futuro hoy mismo!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d3bf3e8 e-flex e-con-boxed e-con e-child\" data-id=\"3d3bf3e8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b97ebe2 e-con-full e-flex e-con e-child\" data-id=\"2b97ebe2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6acaf0a1 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6acaf0a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"549\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-768x549.png\" class=\"attachment-medium_large size-medium_large wp-image-54\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-768x549.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-300x214.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia-1024x732.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/tecnologia.png 1395w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-358f02d4 e-con-full e-flex e-con e-child\" data-id=\"358f02d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74ebc87c elementor-invisible elementor-widget elementor-widget-image\" data-id=\"74ebc87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"121\" height=\"120\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2024\/06\/laptop.png\" class=\"attachment-medium size-medium wp-image-17\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95de9b4 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"95de9b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dc264d4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4dc264d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 invertir tu CTS con tyba?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515e8eec elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"515e8eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Diversificaci\u00f3n de Inversiones:<\/strong> Accede a una amplia gama de opciones de inversi\u00f3n que se adapten a tus necesidades y objetivos financieros.<\/p><p><strong>Asesor\u00eda Profesional:<\/strong> Nuestros expertos financieros te guiar\u00e1n en el proceso de selecci\u00f3n de inversiones, maximizando tus posibilidades de \u00e9xito.<\/p><p><strong>Rendimientos Competitivos:<\/strong> Obt\u00e9n rendimientos atractivos para hacer crecer tu patrimonio a largo plazo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cbc1ad9 e-flex e-con-boxed e-con e-parent\" data-id=\"7cbc1ad9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-584d9508 elementor-widget elementor-widget-text-editor\" data-id=\"584d9508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPreguntas frecuentes\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78b05b5a elementor-widget elementor-widget-text-editor\" data-id=\"78b05b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSobre la calculadora de CTS\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2738e817 elementor-widget elementor-widget-text-editor\" data-id=\"2738e817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAclara todas tus dudas sobre el calculo de CTS\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cce44b3 elementor-widget elementor-widget-accordion\" data-id=\"1cce44b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4831\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-4831\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfC\u00f3mo se calcula la Compensaci\u00f3n por Tiempo de Servicios (CTS)?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4831\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-4831\">La CTS se calcula multiplicando la remuneraci\u00f3n mensual del trabajador por un factor establecido seg\u00fan la ley, que var\u00eda seg\u00fan el periodo de tiempo trabajado.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4832\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-4832\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1l es el periodo considerado para el c\u00e1lculo de la CTS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4832\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-4832\">El periodo considerado es el semestre o periodo que va desde mayo a octubre para la primera mitad del a\u00f1o, y desde noviembre a abril para la segunda mitad.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4833\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-4833\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfQu\u00e9 sucede si el trabajador tiene un sueldo variable o bonificaciones?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4833\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-4833\">Se considera el promedio mensual de los \u00faltimos seis meses, incluyendo sueldo, bonificaciones y cualquier otro ingreso regular.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4834\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-4834\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1ndo se considera el c\u00e1lculo de la remuneraci\u00f3n?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4834\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-4834\">Solo se considera en el c\u00e1lculo, la remuneraci\u00f3n variable si se recibi\u00f3 durante 3 o m\u00e1s meses durante el semestre en cuesti\u00f3n.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4835\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-4835\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">En qu\u00e9 momento se realiza el dep\u00f3sito de la CTS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4835\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-4835\">El dep\u00f3sito de la CTS se realiza dos veces al a\u00f1o, en mayo y noviembre, de acuerdo con la normativa laboral vigente.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7797aafd elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"7797aafd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tienes alguna otra duda puntual, puedes contactarnos a trav\u00e9s de WhatsApp, a la l\u00ednea (601) 3078223 o al correo <a href=\"mailto:soporte@tyba.com.co\"><strong><span style=\"color: #0002e7;\">soporte@tyba.com.co<\/span><\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2d5dc4 e-flex e-con-boxed e-con e-parent\" data-id=\"b2d5dc4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-571a719 e-con-full e-flex e-con e-child\" data-id=\"571a719\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-12bf74d e-con-full e-flex e-con e-child\" data-id=\"12bf74d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-dc42da3 e-con-full e-flex e-con e-child\" data-id=\"dc42da3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3dfe3f elementor-widget elementor-widget-heading\" data-id=\"a3dfe3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Una experiencia, dos plataformas.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-089c2e7 e-con-full e-flex e-con e-child\" data-id=\"089c2e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ca7bd6 elementor-widget elementor-widget-heading\" data-id=\"9ca7bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ingresa al portal transaccional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aec0e7 elementor-widget elementor-widget-text-editor\" data-id=\"5aec0e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tY realiza inversiones, mira tus movimientos y m\u00e1s.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ad7d0f elementor-mobile-align-justify elementor-align-left elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"3ad7d0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ingresa ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c77451 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c77451\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cad19e7 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"cad19e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-69c093d e-con-full e-flex e-con e-child\" data-id=\"69c093d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a5e083 elementor-widget elementor-widget-text-editor\" data-id=\"7a5e083\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUsa nuestras plataformas y accede a tu inversi\u00f3n.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-624dd54 elementor-widget elementor-widget-heading\" data-id=\"624dd54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escanea el c\u00f3digo y descarga la app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d96644 elementor-widget elementor-widget-image\" data-id=\"0d96644\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-300x300.png\" class=\"attachment-medium size-medium wp-image-3211\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-300x300.png 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-1024x1024.png 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-150x150.png 150w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-768x768.png 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs-1536x1536.png 1536w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/02\/QRCode-Herra-CTs.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-355cff2 elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"355cff2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"634\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-768x634.webp\" class=\"attachment-medium_large size-medium_large wp-image-3505\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-768x634.webp 768w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-300x248.webp 300w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-1024x846.webp 1024w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk-1536x1268.webp 1536w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-desk.webp 1584w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b860cf e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"9b860cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-8714504 e-con-full e-flex e-con e-child\" data-id=\"8714504\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1de2cd elementor-widget elementor-widget-text-editor\" data-id=\"d1de2cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Usa nuestras plataformas y\u2028accede a tu inversi\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6d9eaf elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"c6d9eaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Descarga nuestra aplicaci\u00f3n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81fba53 e-flex e-con-boxed e-con e-child\" data-id=\"81fba53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-156e735 elementor-widget elementor-widget-image\" data-id=\"156e735\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"113\" height=\"39\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2025\/09\/App-Store-Badge-US-Black-1.svg\" class=\"attachment-medium size-medium wp-image-2802\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8b285d elementor-widget elementor-widget-image\" data-id=\"b8b285d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/gkwc\/4bb3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"135\" height=\"41\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/store_logos-1.svg\" class=\"attachment-medium size-medium wp-image-3506\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17272af elementor-widget elementor-widget-image\" data-id=\"17272af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"600\" src=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile.webp\" class=\"attachment-medium_large size-medium_large wp-image-3507\" alt=\"\" srcset=\"https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile.webp 616w, https:\/\/tyba.pe\/herramientas\/wp-content\/uploads\/2026\/06\/Modulo-descarga-tyba-app-Peru-mobile-300x292.webp 300w\" sizes=\"(max-width: 616px) 100vw, 616px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculadora de CTS: Optimiza tus ganancias laborales con tyba Conoce el detalle de tus beneficios laborales con la Calculadora de CTS en tyba. \u00a1Maximiza tus ingresos inviertiendo! Calculadora CTS El reloj corre, convierte tu saldo en una oportunidad de inversi\u00f3n Invertir CTS \u00bfQu\u00e9 es y c\u00f3mo funciona una Calculadora de CTS? Una calculadora de CTS, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2671,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-25","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":89,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25\/revisions"}],"predecessor-version":[{"id":3530,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/pages\/25\/revisions\/3530"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media\/2671"}],"wp:attachment":[{"href":"https:\/\/tyba.pe\/herramientas\/wp-json\/wp\/v2\/media?parent=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}